True Riches Financial Planning fees and pricing
Financial planner in Denver, Colorado. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated July 10, 2026, True Riches Financial Planning charges a monthly fee of $960-$3,600 and an annual fee of $6,000-$25,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed July 10, 2026. Fees can change, so confirm with the firm before you hire them.
- Monthly fee
- $960-$3,600/mo
“Fixed fee rates range between $960 to $3,600 per month.”
- Annual fee
- $6,000-$25,000/yr
“The annual fee ranges from $6,000 to $25,000.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How True Riches Financial Planning bills
Payment and refund terms, quoted from the fee section of the brochure.
- “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.”
- “Fees are prorated and billed in advance, on a quarterly basis.”
- “The investment management fee in the first quarter of service is prorated from the inception date of the account[s] to the end of the first quarter being billed.”
How True Riches Financial Planning’s fees compare
- Its annual fee of $6,000-$25,000 spans the Colorado median of $7,750. 77% of the 57 other Colorado planners that publish an annual fee charge less.
- 12 of the 17 other planners in Denver that publish an annual fee charge less.
About True Riches Financial Planning
“Ongoing Financial Planning and Investment Management TRFP serves as a Personal CFO to our Clients, wherein we provide ongoing comprehensive financial planning and investment management services.”
- Principal: Zackary Gutches
- Solo practice: one person runs the firm, so you work directly with the planner.
- Registered as an adviser: 2024 (2 years).
Planning areas mentioned in the brochure
- Retirement planning
- Estate planning
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 0.9% a year
- Clients
- 7
- Employees
- 1
- Works with
- Individuals and high net worth individuals
- Services reported to regulators
- Financial planning and portfolio management for individuals and small businesses
- Assets managed
- $4,588,413
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported
- SEC CRD number
- 333004
- Phone
- (720) 303-2175
Other planners in Denver that publish fees
- 46 North FinancialDenverUp to $10,000
- Alpha Capital Management Group LLCDenver$500-$100,000, $500-$100,000/yr
- Alpine Crest Private Wealth LLCDenver$25,000-$150,000, $25,000-$150,000/yr
- Altius Financial, Inc.Denver$10,000
- Artificial Alpha InvestmentsDenver$200-$500/hr
- Ask DollyDenver$50-$100/mo
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.