Traphagen Financial Group fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 2, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$150⁠-⁠$475/hr

“Hourly rates are $150 to $475 per hour, depending on personnel involved in plan development.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Traphagen Financial Group bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The balance is due and payable 48 hours from the completion of the plan, unless prior arrangements have been made.”
• “Traphagen Investment Advisors LLC will generally bill its fees on a quarterly basis in arrears each calendar quarter for its investment management services.”
• “Management fees shall not be prorated for each capital contribution and withdrawal made during the applicable calendar quarter.”

How Traphagen Financial Group’s fees compare

• Its hourly rate of $150-$475 spans the New Jersey median of $300. 58% of the 174 other New Jersey planners that publish an hourly rate charge less.

About Traphagen Financial Group

• Firm size: 18 employees.
• Credentials named in the brochure: CFP®, CPA, EA, and CFA.
• Registered as an adviser: 1999 (27 years).

Planning areas mentioned in the brochure

• Retirement planning

Firm details from Form ADV

How the firm is paid

Hourly fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Clients

1,922

Employees

18

Works with

Individuals, high net worth individuals, pension and profit sharing plans, and charities

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$2,278,123,079

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

107764

Website

instagram.com/traphagen_financial (opens in new tab)

Phone

(201) 262-1040

Can advise clients in 16 states: Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Massachusetts, Maryland, North Carolina, New Jersey, New York, Pennsylvania, South Carolina, Texas, Virginia

Other planners in New Jersey that publish fees

• 3I Wealth Management LLCFairfield$1,500, $2,500/yr
• A.m. Perricone LLCShamong$20,000
• Able Wealth Management LLCToms River$250⁠-⁠$500/hr, $2,500⁠-⁠$100,000
• Access WealthEast Hanover$8,000⁠-⁠$18,000/yr
• Adviso WealthPrinceton$300⁠-⁠$450/hr, $500⁠-⁠$20,000
• Ahara AdvisorsJersey City$1,000/hr

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