Townsend Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed May 12, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$2,650

“Navigating Retirement - $3,250 Retirement Roadmap - $3,725 Core Financial Plan - $2,650 Financial Check Up - $795 Customized Engagements - $75-$300 per hour, depending on Advisor/Administrative Staff Small Business Retirement Planning - Customized Page 12 of 24 *The noted fees are a guideline.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Townsend Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Billing Cycle and Fee Assessments – Fees are billed quarterly in arrears during each advisory billing cycle.”
• “This fee shall be assessed on a quarterly basis and paid in Arrears.”
• “In all instances, the Client bears responsibility for verifying the accuracy of fee calculations in their invoice/statement.”

How Townsend Financial Planning’s fees compare

• Its flat or project fee of $2,650 is below the Kentucky median of $3,000. 42% of the 33 other Kentucky planners that publish a flat or project fee charge less.

About Townsend Financial Planning

• Firm size: 6 employees.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2024 (2 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

160

Employees

6

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, pension consulting, selecting other advisers, newsletters and publications, and educational seminars and workshops

Assets managed

$148,313,084

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

141571

Website

facebook.com/Townsend.Financial.Planning.LLC (opens in new tab)

Phone

(859) 498-2020

Can advise clients in 2 states: Florida, Kentucky

Other planners in Kentucky that publish fees

• Abri LLCLexington$500/hr, $3,000
• Advantage Investment ManagementLouisville$250/hr, $25,000
• Alpha Financial Partners LLCLexington$250/hr, $5,000⁠-⁠$250,000/yr
• Avant-Garde WealthSmiths Grove$5,000/yr
• Balanced Life PlanningVilla Hills$250/hr
• Ballast, Inc.Lexington$200⁠-⁠$10,000

Compare all 104 planners in Kentucky