Third Act Financial Planning LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed May 12, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“Advisor may reduce or waive the initial fee at the Advisor’s discretion. 8 Ongoing Financial Planning will be offered as a standalone service at an hourly rate of $250.”

Flat or project fee

$500

“Ongoing Financial Planning TAFP collects an initial fee, typically $500.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Third Act Financial Planning LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and some fees may vary by Client for similar services.”
• “The fee is based on a percentage of assets under management and is negotiable.”
• “Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”

How Third Act Financial Planning LLC’s fees compare

• Its hourly rate of $250 is below the California median of $300. 19% of the 932 other California planners that publish an hourly rate charge less.
• 1 of the 6 other planners in Huntington Beach that publish an hourly rate charge less.
• Its flat or project fee of $500 is below the California median of $5,000. 3% of the 796 other California planners that publish a flat or project fee charge less.
• None of the 4 other planners in Huntington Beach that publish a flat or project fee charge less.

About Third Act Financial Planning LLC

• Principal: Steven Wells
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2026.

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Minimum

$2,500 minimum fee (stated in brochure)

Employees

1

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

340903

Website

thirdactfinancial.com (opens in new tab)

Phone

(714) 580-6434

Other planners in Huntington Beach that publish fees

• Bluepoint Wealth AdvisorsHuntington Beach$4,000⁠-⁠$20,000, $7,500/yr
• Capital Resources and Insurance, IncHuntington Beach$500/hr
• Core Capital Management, LLCHuntington Beach$400/hr, $5,000⁠-⁠$10,000
• Gregory Advisors Inc.Huntington Beach$100⁠-⁠$250/hr
• Greystone Wealth Management LLCHuntington Beach$500⁠-⁠$5,000
• Mahalo Advisory Services, LLCHuntington Beach$350/hr, $2,500

Compare all 14 planners in Huntington Beach