Think Ahead Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 14, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“On occasion, hourly services are provided at $250/hr.”

Flat or project fee

$1,000⁠-⁠$5,000

“Fixed fees can range from $1,000 to $5,000, depending on the scope and complexity of the activity.”

Quarterly fee

$1,000⁠-⁠$3,000/qtr

“Continual Engagements For continual engagements, a fee of $1,000 to $3,000 will be charged for development of the initial financial plan and a quarterly fee of $1,000 to $3,000, paid in arrears, will be charged thereafter.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Think Ahead Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Clients will be invoiced per the agreed fees and timing outlined in the engagement agreement through electronic communication or mail, depending on client preference.”
• “Fees will be accepted by check; credit card payments are not accepted.”
• “Fees are negotiable and different fee structures may be negotiated with individual clients.”

How Think Ahead Financial Planning’s fees compare

• Its hourly rate of $250 is below the Massachusetts median of $300. 27% of the 183 other Massachusetts planners that publish an hourly rate charge less.
• Its flat or project fee of $1,000-$5,000 spans the Massachusetts median of $4,750. 35% of the 158 other Massachusetts planners that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Think Ahead Financial Planning

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2025.

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Employees

1

Services reported to regulators

Financial planning

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

337295

Phone

(978) 272-9606

Other planners in Groton that publish fees

• The Practical PlannerGroton$200/hr
• 1620 Investment Advisors, Inc.Plymouth$75⁠-⁠$175/hr
• Aaf Wealth Management, LLCWestborough$350/hr, $750⁠-⁠$10,000
• Abraham, Robert Ralph JRSalem$400⁠-⁠$3,000
• Access Financial Planning, LLCNewburyport$6,000⁠-⁠$10,000/yr
• Access Investment ManagementMelrose$250/hr, $1,000⁠-⁠$4,000

Compare all 463 planners in Massachusetts