Stream Financial Advice, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed April 10, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$150/hr

“Our hourly rate is $150.”

Monthly fee

$500⁠-⁠$1,000/mo

“Fees are paid monthly in arrears, ranging from $500 to $1,000 per month or from $6,000 to $12,000 per year.”

Annual fee

$6,000⁠-⁠$12,000/yr

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Stream Financial Advice, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee is based on a percentage of assets under management and is not negotiable.”
• “Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”
• “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.”

How Stream Financial Advice, LLC’s fees compare

• Its hourly rate of $150 is below the Utah median of $200. 9% of the 78 other Utah planners that publish an hourly rate charge less.
• None of the 2 other planners in Orem that publish an hourly rate charge less.
• Its annual fee of $6,000-$12,000 spans the Utah median of $10,750. 44% of the 16 other Utah planners that publish an annual fee charge less.

About Stream Financial Advice, LLC

• Principal: David MaWhinney
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2023 (3 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

28

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$13,470,945

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

327449

Website

mystreamfinancial.com (opens in new tab)

Phone

(801) 609-8085

Other planners in Orem that publish fees

• Blue Barn WealthOrem$1,800⁠-⁠$24,000/yr
• Squire Wealth AdvisorsOrem$300/hr
• The Professional Financial Company LLCOrem$500⁠-⁠$25,000
• Timpanogos Financial Advisors, Inc.Orem$275/hr

Compare all 8 planners in Orem