Stillwater Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 2, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$500⁠-⁠$5,000

“Project-Based Financial Planning Project-Based Financial Planning is offered on a fixed fee basis and will range between $500-$5,000, depending on complexity and scope of the engagement, and may be negotiable in certain cases.”

Annual fee

$3,000/yr

“Ongoing Financial Planning consists of an ongoing annual fee starting at $3,000 per year.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Stillwater Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are directly debited from Client accounts, or the Client may choose to pay by check.”
• “Accounts initiated or terminated during a calendar quarter will be charged a prorated fee based on the amount of time remaining in the billing period.”
• “An account may be terminated with written notice at least 15 calendar days in advance.”

How Stillwater Financial’s fees compare

• Its flat or project fee of $500-$5,000 spans the Oklahoma median of $2,875. 46% of the 35 other Oklahoma planners that publish a flat or project fee charge less.
• Its annual fee of $3,000 is below the Oklahoma median of $5,000. 27% of the 11 other Oklahoma planners that publish an annual fee charge less.

About Stillwater Financial

• Principal: Cody Murray
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2022 (4 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Minimum

$1,000 minimum fee (stated in brochure)

Clients

42

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and other services

Assets managed

$33,991,865

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

311084

Website

stillwaterfinancialservices.com (opens in new tab)

Phone

(405) 215-9063

Can advise clients in 2 states: Louisiana, Oklahoma

Other planners in Stillwater that publish fees

• Bollinger Financial Advisory, Inc.Stillwater$245/hr
• 10Elms LLPTulsa$175/hr, $1,000⁠-⁠$3,000
• Adaptation Financial Advisors Inc.Oklahoma City$75⁠-⁠$500/hr, $500⁠-⁠$25,000
• Ameritrust Investment Advisors IncTulsa$300/hr, $5,000/yr
• Arrow Investment Management LLCOklahoma City$150/hr
• Aspen Wealth Planners LLCBroken Arrow$250/hr

Compare all 108 planners in Oklahoma