Spyrnal Financial Group fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 20, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“In the event of early termination, the client will be billed for the hours worked at a rate of $250 per hour.”

Flat or project fee

$750⁠-⁠$3,000

“Services are offered based on a flat fee between $750 and $3,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Spyrnal Financial Group bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are negotiable at the Advisor’s discretion.”
• “An account may be terminated with written notice at least 15 calendar days in advance.”
• “Client may cancel within five (5) business days of signing Agreement for a full refund.”

How Spyrnal Financial Group’s fees compare

• Its hourly rate of $250 is below the Florida median of $288. 26% of the 372 other Florida planners that publish an hourly rate charge less.
• Its flat or project fee of $750-$3,000 is below the Florida median of $4,900. 22% of the 320 other Florida planners that publish a flat or project fee charge less.

About Spyrnal Financial Group

• Principal: Chad Michaels
• Firm size: 4 employees.
• Credentials named in the brochure: CFP®.
• Founded: 2011 (15 years).

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

387

Employees

4

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$145,500,000

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

299957

Website

facebook.com/spyrnalFG (opens in new tab)

Phone

(239) 282-2835

Can advise clients in 9 states: Florida, Illinois, Michigan, Minnesota, North Carolina, New Hampshire, Pennsylvania, Texas, Wisconsin

Other planners in Florida that publish fees

• 22 Seven Wealth Management IncPanama City$150/hr, $500⁠-⁠$2,500
• 365Sundays Wealth LLCLake Mary$5,000⁠-⁠$15,500, $5,000/yr
• 4 VerticalRiverview$250/hr
• 7 Star Investment AdvisorsRiverview$1,500⁠-⁠$7,500
• Acertado InvestmentsFort Lauderdale$800⁠-⁠$3,600
• Achieving Veritas LLCSt. Augustine$1,500⁠-⁠$15,000

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