Spectra Investment Management, LLC fees and pricing

Financial planner in Stuart, Florida. Registered with the SEC.

According to its Form ADV Part 2A brochure dated March 23, 2026, Spectra Investment Management, LLC charges $500 an hour for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 23, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate: $500/hr; “Firm Brochure Financial Planning Services For limited scope financial planning services Spectra does charge a fixed fee that is calculated by multiplying our negotiable hourly rate of $500 by the estimated amount of time needed to complete the financial planning project.”

Payment and refund terms, quoted from the fee section of the brochure.

“Firm Brochure Portfolio management fees are billed monthly, in arrears, and are based on the value of your portfolio at the end of the preceding month.”
“Refunds are not applicable since all portfolio management fees are payable in arrears.”
“Generally, fees are due upon completion of the agreed upon services.”

Its hourly rate of $500 is above the Florida median of $288. 87% of the 372 other Florida planners that publish an hourly rate charge less.
4 of the 4 other planners in Stuart that publish an hourly rate charge less.

How the firm is paid: Hourly fees, fixed or flat fees, percentage of assets under management
Charges a % of assets: Yes
Highest asset based fee in brochure: 1.25% a year
Clients: 35
Employees: 3
Works with: Individuals, high net worth individuals, pension and profit sharing plans, charities, and businesses
Services reported to regulators: Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, pension consulting, and other services
Assets managed: $306,845,292
Registered with: U.S. Securities and Exchange Commission
Disciplinary disclosures: None reported
SEC CRD number: 288145
Website: linkedin.com/company/spectrainvestmentmanagementllc (opens in new tab)
Phone: (772) 324-5640

Can advise clients in 3 states: California, Florida, Texas

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.