Sip Financial Services fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed May 12, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$150⁠-⁠$250/hr

“The fees for financial planning typically range between $150 and $250 per hour, or we may charge a fixed fee ranging between $500 and $5,000.”

Flat or project fee

$500⁠-⁠$5,000

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Sip Financial Services bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Financial planning fees are negotiable based upon the complexity and scope of the plan, as well as your financial situation and objectives.”
• “If a deposit has been collected by us, a pro rata refund will be made to you.”
• “The fee is based on a percentage of assets under management and is negotiable.”

How Sip Financial Services’ fees compare

• Its hourly rate of $150-$250 is below the New York median of $300. 11% of the 301 other New York planners that publish an hourly rate charge less.
• Its flat or project fee of $500-$5,000 spans the New York median of $4,500. 32% of the 251 other New York planners that publish a flat or project fee charge less.

About Sip Financial Services

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2026.

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Clients

70

Employees

1

Works with

Individuals, high net worth individuals, pension and profit sharing plans, and charities

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, and pension consulting

Assets managed

$28,165,682

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

144985

Website

sipfinancialservices.com (opens in new tab)

Phone

(518) 384-2800

Other planners in New York that publish fees

• 4Thought Financial Group Inc.Syosset$200/hr, $100/mo
• Abaya Wealth Management LLCBuffalo$2,000⁠-⁠$5,000
• Abby Advisors LLCDobbs Ferry$250/hr, $500
• Abernathy Group II LLCNew York$750/hr, $1,000/yr
• About Time Financial PlanningRochester$1,000⁠-⁠$2,000, $700⁠-⁠$3,200/qtr
• Acacia Grove Wealth ManagementSchenectady$300/hr

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