Retirement Roadmap Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 14, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$300⁠-⁠$500/hr

“Our hourly rate is between $300-$500/hr.”

Flat or project fee

$1,000⁠-⁠$15,000

“Fixed fee rates range between $1,000 to $15,000.”

Quarterly fee

$5,000/qtr

“On the high end of $5,000 quarterly fee, the calculation would include:”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Retirement Roadmap Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Our fee for ongoing Wealth Management Services ranges from $500 to $5,000 paid quarterly in arrears.”
• “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.”
• “Fees are paid quarterly in arrears, ranging from $500 to $5,000 (per quarter).”

How Retirement Roadmap Financial Planning’s fees compare

• Its hourly rate of $300-$500 is above the California median of $300. 74% of the 932 other California planners that publish an hourly rate charge less.
• 57 of the 73 other planners in San Diego that publish an hourly rate charge less.
• Its flat or project fee of $1,000-$15,000 spans the California median of $5,000. 74% of the 796 other California planners that publish a flat or project fee charge less.
• 46 of the 68 other planners in San Diego that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Retirement Roadmap Financial Planning

• Principal: Eric Niergarth
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2022 (4 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Clients

41

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$65,006,150

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

323469

Website

retirementroadmapfinancialplanning.com (opens in new tab)

Phone

(619) 800-2005

Other planners in San Diego that publish fees

• 401 FinancialSan Diego$250/hr, $500
• 7 Streets Financial, LLCSan Diego$100⁠-⁠$400/hr, Up to $15,000
• Abundance PathwaysSan Diego$75/hr, $2,500
• Ac3 CapitalSan Diego$100/hr, $500⁠-⁠$2,000
• AdviceonlySan Diego$50⁠-⁠$600/hr, Up to $10,000
• Ariston Services Group, LLCSan Diego$250⁠-⁠$350/hr, $500⁠-⁠$25,000

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