Retirement Capital Strategies, Inc. fees and pricing
Financial planner in San Jose, California. Registered with the SEC.
According to its Form ADV Part 2A brochure dated April 21, 2026, Retirement Capital Strategies, Inc. charges $125-$325 an hour and a flat or project fee of $250-$2,500 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed April 21, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $125-$325/hr
“Financial and Retirement Planning consultation also is provided as a stand-alone service on an hourly basis, which ranges from $250 to $2,500 on a fixed fee basis or from $125 to $325 on an hourly basis.”
- Flat or project fee
- $250-$2,500
From the same sentence as above.
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Retirement Capital Strategies, Inc. bills
Payment and refund terms, quoted from the fee section of the brochure.
- “Fees charged by RCS are negotiable at the sole discretion of RCS, and arrangements with any particular client can differ from those described below.”
- “Such fees are negotiable and are outlined within the Financial Planning consultation agreement.”
- “RCS’s investment management fees are assessed quarterly, in advance, and calculated based on the market value of client assets as of the close of business on the last business day of the preceding quarter.”
How Retirement Capital Strategies, Inc.’s fees compare
- Its hourly rate of $125-$325 spans the California median of $300. 16% of the 932 other California planners that publish an hourly rate charge less.
- 4 of the 17 other planners in San Jose that publish an hourly rate charge less.
- Its flat or project fee of $250-$2,500 is below the California median of $5,000. 13% of the 796 other California planners that publish a flat or project fee charge less.
- None of the 15 other planners in San Jose that publish a flat or project fee charge less.
About Retirement Capital Strategies, Inc.
“Financial and Retirement Planning Services RCS offers Financial and Retirement Planning Services, which are more fully detailed in our written agreement with each client.”
- Firm size: 6 employees.
- Registered as an adviser: 2010 (16 years).
Planning areas mentioned in the brochure
- Retirement planning
- Tax planning
- Estate planning
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 1.75% a year
- Minimum
- $750,000 in assets (stated in brochure)
- Clients
- 261
- Employees
- 6
- Works with
- Individuals, high net worth individuals, charities, and businesses
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, and pension consulting
- Assets managed
- $305,157,069
- Registered with
- U.S. Securities and Exchange Commission
- Disciplinary disclosures
- Yes. Read them on the SEC site (opens in new tab)
- SEC CRD number
- 139009
- Phone
- (408) 551-6100
Can advise clients in 5 states: California, Colorado, Oregon, Texas, Washington
Other planners in San Jose that publish fees
- Align Wealth Management, LLCSan Jose$300-$800/hr, Up to $50,000
- Amaral Financial PlanningSan Jose$500/hr
- Arena Advisors LLCSan Jose$250-$5,000
- Brightplan LLCSan Jose$20/mo
- Chief Capital Management, IncSan Jose$200/hr
- Concentrum Wealth ManagementSan Jose$350/hr, $2,000-$30,000
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.