Real World Financial Planning, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 19, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$375/hr

“These services are charged on an hourly basis of $375/hour, billed in fifteen-minute increments, and includes all work performed for the Client at the Client’s behest including, but not limited to, meeting preparation to review your information in advance and calculate your latest asset allocation, meeting time,…”

Flat or project fee

$2,500⁠-⁠$3,500

“Mid-Career Financial Planning: $2,500 - $3,500 for single clients depending on the complexity of your situation.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Real World Financial Planning, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Typically, fees are due upon completion of the engagement.”
• “Since all fees are paid in arrears, no refund will be needed upon termination of the agreement.”
• “Follow up services for returning clients are billed via invoice at the end of the month for any time used during the previous 30 days and fees will be due and payable to RWFP immediately.”

How Real World Financial Planning, LLC’s fees compare

• Its hourly rate of $375 is above the Massachusetts median of $300. 75% of the 183 other Massachusetts planners that publish an hourly rate charge less.
• Its flat or project fee of $2,500-$3,500 is below the Massachusetts median of $4,750. 35% of the 158 other Massachusetts planners that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Real World Financial Planning, LLC

• Firm size: 2 employees.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2019 (7 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Clients

223

Employees

2

Works with

Individuals, high net worth individuals, and charities

Services reported to regulators

Financial planning

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

299632

Website

realworldfp.com (opens in new tab)

Phone

(917) 685-5121

Other planners in Massachusetts that publish fees

• 1620 Investment Advisors, Inc.Plymouth$75⁠-⁠$175/hr
• Aaf Wealth Management, LLCWestborough$350/hr, $750⁠-⁠$10,000
• Abraham, Robert Ralph JRSalem$400⁠-⁠$3,000
• Access Financial Planning, LLCNewburyport$6,000⁠-⁠$10,000/yr
• Access Investment ManagementMelrose$250/hr, $1,000⁠-⁠$4,000
• Act 2 PlanningWinchester$100⁠-⁠$500

Compare all 463 planners in Massachusetts