RCS Financial Planning, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 19, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250⁠-⁠$450/hr

“The negotiated rate for creating client financial plans ranges between $250 and $450 an hour.”

Flat or project fee

Up to $4,000

“Ongoing Financial Planning Ongoing Financial Planning consists of an upfront charge of $0 - $4,000 and an ongoing fee that is paid monthly, in arrears, at the rate of $0 - $300 per month.”

Monthly fee

Up to $300/mo

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How RCS Financial Planning, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “These fees are generally negotiable, and the final fee schedule is attached as Exhibit II of the Investment Advisory Agreement.”
• “Clients may terminate the agreement without penalty for a full refund of RCS's fees within five business days of signing the Investment Advisory Contract.”
• “The fee may be negotiable in certain cases.”

How RCS Financial Planning, LLC’s fees compare

• Its hourly rate of $250-$450 spans the Maryland median of $300. 57% of the 156 other Maryland planners that publish an hourly rate charge less.
• 6 of the 13 other planners in Annapolis that publish an hourly rate charge less.
• Its flat or project fee of up to $4,000 is below the Maryland median of $4,335. 25% of the 133 other Maryland planners that publish a flat or project fee charge less.
• 1 of the 9 other planners in Annapolis that publish a flat or project fee charge less.

About RCS Financial Planning, LLC

• Firm size: 2 employees.
• Registered as an adviser: 2018 (8 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

218

Employees

2

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other advisers

Assets managed

$280,955,416

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

291678

Website

rcsplanning.com (opens in new tab)

Phone

(410) 224-0097

Can advise clients in 6 states: Delaware, Florida, Maryland, North Carolina, Texas, Virginia

Other planners in Annapolis that publish fees

• 1 North Wealth Services, LLCAnnapolis$400/hr, $3,200/yr
• Accordant Advisory Group, Inc.Annapolis$500/hr
• Annapolitan Investment Group, Inc.Annapolis$150/hr, $250
• Atlantic Financial Planning LLCAnnapolis$280/hr
• Chesapeake Financial PlanningAnnapolis$150⁠-⁠$250/hr, $1,000⁠-⁠$2,500/yr
• Clairwell Financial Planning LLCAnnapolis$500/hr, $5,000⁠-⁠$10,000

Compare all 21 planners in Annapolis