Rai Wealth Management fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed September 23, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$200/hr

“Thereafter, RAI will calculate the financial planning fee based on an hourly rate of $200.”

Flat or project fee

$500

“We impose a minimum fee of $500 for any financial plan and both parties will agree to our fees in advance of RAI providing any services.”

Annual fee

$1,000/yr

“Clients that wish us to accommodate non-managed accounts will be charged an account maintenance fee not to exceed $1,000 annually.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Rai Wealth Management bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The total amount billed is based on the account type and number of beneficiaries but will never exceed $1,000 and may be reduced or RAI Wealth Management 11 Part 2A Brochure waived at our discretion.”
• “For fees billed in arrears, the client will receive an invoice showing the advisory fees due for services rendered and not yet paid.”
• “If applicable, any earned unpaid advisory fees will be due and payable upon termination of the agreement.”

How Rai Wealth Management’s fees compare

• Its hourly rate of $200 is below the California median of $300. 9% of the 932 other California planners that publish an hourly rate charge less.
• Its flat or project fee of $500 is below the California median of $5,000. 3% of the 796 other California planners that publish a flat or project fee charge less.
• Its annual fee of $1,000 is below the California median of $6,250. 8% of the 224 other California planners that publish an annual fee charge less.

About Rai Wealth Management

• Firm size: 5 employees.
• Credentials named in the brochure: CFP® and CPA.
• Founded: 1985 (41 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Clients

247

Employees

5

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, pension consulting, selecting other advisers, and other services

Assets managed

$159,654,662

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

277137

Website

linkedin.com/company/rai-wm (opens in new tab)

Phone

(714) 449-9696

Can advise clients in 4 states: Arizona, California, Colorado, Texas

Other planners in California that publish fees

• 10/28 Wealth Management LLCOceanside$300/hr, $500⁠-⁠$10,000
• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000
• 401 FinancialSan Diego$250/hr, $500
• 5T Wealth, LLCNapa$200⁠-⁠$450/hr
• 7 Streets Financial, LLCSan Diego$100⁠-⁠$400/hr, Up to $15,000

Compare all 1,914 planners in California