PlannerFees

R&v Personal Finance, LLC fees and pricing

Financial planner in Decorah, Iowa. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated March 5, 2026, R&v Personal Finance, LLC charges $300 an hour, a flat or project fee of $1⁠-⁠$3,500, a monthly fee of $200⁠-⁠$500, and an annual fee of $2,400⁠-⁠$6,000 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 5, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$300/hr
“Fees for this service may be paid by ACH or check. 8 Financial Planning Consulting Hourly Fee Financial Planning Consulting is available at an hourly rate of $300.”
Flat or project fee
$1⁠-⁠$3,500
“The fixed fee can range between $1- $3,500 depending on the needs and scope of the project.”
Monthly fee
$200⁠-⁠$500/mo
“The availability of pro-bono services are not guaranteed and are offered on a space-available basis. 9 Comprehensive Financial Planning Fee Comprehensive Financial Planning consists of an upfront charge of $1,500-$3,000 depending on the complexity and needs of the client and an ongoing annual fee that is paid in…”
Annual fee
$2,400⁠-⁠$6,000/yr

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How R&v Personal Finance, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Advisory fees are directly debited from client accounts either on a pro-rated or aggregated basis, or the client may choose to pay by check or electronic funds transfer.”
  • “An account may be terminated with written notice of at least 14 calendar days in advance.”
  • “Since fees are paid in arrears, no refund will be needed upon termination of the account.”

How R&v Personal Finance, LLC’s fees compare

  • Its hourly rate of $300 is above the Iowa median of $250. 66% of the 47 other Iowa planners that publish an hourly rate charge less.
  • Its flat or project fee of $1-$3,500 is below the Iowa median of $3,850. 26% of the 43 other Iowa planners that publish a flat or project fee charge less.
  • Its annual fee of $2,400-$6,000 spans the Iowa median of $5,000. 38% of the 8 other Iowa planners that publish an annual fee charge less.

About R&v Personal Finance, LLC

  • Principal: Elizabeth Ratashak-Vogel
  • Solo practice: one person runs the firm, so you work directly with the planner.
  • Credentials named in the brochure: CFP®.
  • Registered as an adviser: 2019 (7 years).

Firm details from Form ADV

How the firm is paid
Hourly fees, fixed or flat fees, percentage of assets under management
Charges a % of assets
Yes
Highest asset based fee in brochure
0.96% a year
Clients
16
Employees
1
Works with
Individuals and high net worth individuals
Services reported to regulators
Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, and educational seminars and workshops
Assets managed
$8,806,587
Registered with
State securities regulators
Disciplinary disclosures
None reported
SEC CRD number
301513
Website
rvpersonalfinance.com (opens in new tab)
Phone
(707) 469-3580

Can advise clients in 2 states: California, Iowa

Other planners in Iowa that publish fees

Compare all 108 planners in Iowa

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.