Prudent Harbor Advisors fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed September 14, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“Fixed fee rates range between $500 to $3,500, and our hourly rate is $250 per hour.”

Flat or project fee

$500⁠-⁠$3,500

From the same sentence as above.

Monthly fee

$1,458/mo

“If billed monthly, the fee would be $1,458.33 per month; if billed quarterly, the fee would be $4,375 per quarter.”

Quarterly fee

$4,375/qtr

From the same sentence as above.

Annual fee

$2,500/yr

“Accumulation Wealth Management (Portfolios of $100,000 to $249,999) To fully support clients in the accumulation phase, Prudent Harbor provides comprehensive wealth management (strategic active management + core financial planning) for a fixed flat fee of $2,500 per year ($208.33/month via AdvicePay).”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Prudent Harbor Advisors bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and some fees may vary by Client for similar services.”
• “Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial 10 and terminating billing periods.”
• “Clients may elect to pay fees either monthly in arrears ($208.33 per month) or quarterly in arrears ($625.00 per quarter).”

How Prudent Harbor Advisors’ fees compare

• Its hourly rate of $250 is below the North Carolina median of $300. 22% of the 177 other North Carolina planners that publish an hourly rate charge less.
• Its flat or project fee of $500-$3,500 is below the North Carolina median of $4,800. 20% of the 172 other North Carolina planners that publish a flat or project fee charge less.
• Its annual fee of $2,500 is below the North Carolina median of $6,000. 14% of the 49 other North Carolina planners that publish an annual fee charge less.

About Prudent Harbor Advisors

• Principal: Jonathan Goossen
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2026.

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• College planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Employees

1

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

344007

Phone

(984) 201-2664

Other planners in North Carolina that publish fees

• 1Up Financial Advisors LLCCary$250/hr, Up to $2,500
• 30-40 Wealth PartnersCornelius$5,000⁠-⁠$60,000, $12,500/yr
• 360 Aviation Advisors, LLCConcord$250/hr, $1,500/qtr
• A4 Wealth Advisors LLCHuntersville$350/hr, $500⁠-⁠$5,000
• Abs Legacy Partners, LLCHickory$250/hr, $10,000⁠-⁠$200,000
• Absher Wealth Management, LLCChapel Hill$20,000

Compare all 428 planners in North Carolina