Prosperity Path Advisers, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 24, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$350/hr

“In certain cases, based on the scope and services selected, the planning services fee may be in excess of $7,500 or $350 per hour.”

Flat or project fee

$2,500⁠-⁠$7,500

“PPA may charge a flat fee, generally between $2,500-$7,500, or an hourly rate up to $350 per hour.”

Annual fee

$750⁠-⁠$1,200/yr

“Financial planning only clients will be charged a $750$1,200 annual planning system maintenance fee due on plan anniversary date or date of annual review meeting, whichever occurs first.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Prosperity Path Advisers, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Generally, fees for investment advisory accounts are based on a percentage of the market value of assets under management including cash and are negotiable.”
• “Deposits and withdrawals of cash or securities will be billed (or refunded) on a pro-rata basis based upon the actual number of days left in the calendar quarter.”
• “The first advisory fee is based on the value of the account on the first day of management by Adviser and is payable within one month after execution of the agreement.”

How Prosperity Path Advisers, LLC’s fees compare

• Its hourly rate of $350 is above the Florida median of $288. 65% of the 372 other Florida planners that publish an hourly rate charge less.
• Its flat or project fee of $2,500-$7,500 spans the Florida median of $4,900. 50% of the 320 other Florida planners that publish a flat or project fee charge less.
• Its annual fee of $750-$1,200 is below the Florida median of $4,800. 9% of the 97 other Florida planners that publish an annual fee charge less.
• None of the 3 other planners in Vero Beach that publish an annual fee charge less.

About Prosperity Path Advisers, LLC

• Principal: Theodore J. Zamerski
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2023 (3 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Insurance analysis

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Clients

16

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, newsletters and publications, and educational seminars and workshops

Assets managed

$5,662,885

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

319614

Website

prosperitypathadvisers.com (opens in new tab)

Phone

(772) 400-6880

Other planners in Vero Beach that publish fees

• Herndon Wealth Services IncVero Beach$250/hr, $750
• Lulla Wealth FinancialVero Beach$2,500/yr
• Treasure Coast Financial Planning, Inc.Vero Beach$1,450/yr
• 22 Seven Wealth Management IncPanama City$150/hr, $500⁠-⁠$2,500
• 365Sundays Wealth LLCLake Mary$5,000⁠-⁠$15,500, $5,000/yr
• 4 VerticalRiverview$250/hr

Compare all 9 planners in Vero Beach