Phelps Financial Advisors fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed July 27, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$200/hr

“Phelps Financial Advisors offers hourly services at a rate of $200 / hour, and retainer or fixed-fee basis ranging from $1,200 to $3,600 depending on the nature and complexity of the clients’ circumstances.”

Flat or project fee

$1,200⁠-⁠$3,600

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Phelps Financial Advisors bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advance payment and Contract Termination Phelps Financial Advisors will bill its annual retainer fees on a quarterly basis, in advance of each calendar quarter, or as desired by the client.”
• “Phelps Financial Advisors bills at the end of the month for any hourly or non-retainer fixed fees earned during that month.”

How Phelps Financial Advisors’ fees compare

• Its hourly rate of $200 is below the Pennsylvania median of $250. 16% of the 267 other Pennsylvania planners that publish an hourly rate charge less.
• Its flat or project fee of $1,200-$3,600 is below the Pennsylvania median of $3,650. 34% of the 232 other Pennsylvania planners that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Phelps Financial Advisors

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2011 (15 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Clients

22

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

158682

Website

phelps-financial.com (opens in new tab)

Phone

(814) 380-0651

Other planners in State College that publish fees

• Invested AdvisorsState College$250⁠-⁠$500/hr, $1,000⁠-⁠$5,000
• Mcclarren Financial AdvisorsState College$5,000⁠-⁠$100,000/yr
• 100 Plus PlanningCenter Valley$1,000⁠-⁠$6,000
• 10TH Street CapitalPhiladelphia$300/hr, $3,000⁠-⁠$20,000
• 2ND Story Wealth PlannersPlymouth Meeting$400/hr, $3,000⁠-⁠$6,000
• 80 West Asset Management, LLCPittsburgh$250/hr, $2,000/yr

Compare all 7 planners in State College