Phase Line Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 27, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

Up to $500/hr

“Financial Planning can also be offered at an hourly rate between $0 and $500 per hour, depending on complexity.”

Flat or project fee

Up to $36,000

“Comprehensive Financial Planning Comprehensive Financial Planning consists of an ongoing fee of $0-$36,000 paid monthly, quarterly, or semiannually, in advance, based on the complexity and needs of the client.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Phase Line Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “For accounts opened in the middle of a month, the fees will be prorated for that month based on the number of days in the month.”
• “The annual rate is prorated per day to determine the fee.”
• “Advisory fees are directly debited from client accounts, or the client may choose to pay by check.”

How Phase Line Financial’s fees compare

• Its hourly rate of up to $500 spans the California median of $300. 19% of the 932 other California planners that publish an hourly rate charge less.
• Its flat or project fee of up to $36,000 spans the California median of $5,000. 91% of the 796 other California planners that publish a flat or project fee charge less.

About Phase Line Financial

• Principal: Zachary Seidman
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2023 (3 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Clients

42

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$17,437,362

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

329068

Website

phaselinefinancial.com (opens in new tab)

Phone

(805) 696-2220

Other planners in Arroyo Grande that publish fees

• Rohr Financial Advisors, LLCArroyo Grande$360/hr, $3,000⁠-⁠$10,000
• 10/28 Wealth Management LLCOceanside$300/hr, $500⁠-⁠$10,000
• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000
• 401 FinancialSan Diego$250/hr, $500
• 5T Wealth, LLCNapa$200⁠-⁠$450/hr

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