Pharmd Financial Planning LLC fees and pricing
Financial planner in Owatonna, Minnesota. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated September 24, 2026, Pharmd Financial Planning LLC charges a quarterly fee of $3,000 and an annual fee of $12,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed September 24, 2026. Fees can change, so confirm with the firm before you hire them.
- Quarterly fee
- $3,000/qtr
“Our fee for Ongoing Financial Planning & Investment Management consists of a fixed annual fee of $12,000, paid in arrears quarterly ($3,000/quarter).”
- Annual fee
- $12,000/yr
From the same sentence as above.
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Pharmd Financial Planning LLC bills
Payment and refund terms, quoted from the fee section of the brochure.
- “Accounts initiated during a calendar quarter will be charged a prorated fee based on the amount of time remaining in the billing period.”
- “An account may be terminated with written notice at least 30 calendar days in advance.”
- “Since fees are paid in arrears, no refund will be needed upon termination of the account.”
How Pharmd Financial Planning LLC’s fees compare
- Its annual fee of $12,000 is above the Minnesota median of $8,050. 63% of the 49 other Minnesota planners that publish an annual fee charge less.
About Pharmd Financial Planning LLC
- Principal: Derek Delaney
- Solo practice: one person runs the firm, so you work directly with the planner.
- Credentials named in the brochure: CFP®.
- Registered as an adviser: 2021 (5 years).
Firm details from Form ADV
- How the firm is paid
- Fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 2.5% a year
- Clients
- 48
- Employees
- 1
- Works with
- Individuals and high net worth individuals
- Services reported to regulators
- Financial planning and portfolio management for individuals and small businesses
- Assets managed
- $35,066,042
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported
- SEC CRD number
- 311179
- Phone
- (507) 215-0930
Other planners in Minnesota that publish fees
- 360 FinancialWayzata$325/hr, $600-$20,000
- 7TH ST. FinancialChaska$200/hr
- Abbey StreetEden Prairie$250-$1,000/mo
- Abens Financial Services IncEdina$250/hr, $5,000-$100,000/yr
- Aberdour InvestmentsShoreview$80-$250/hr, $250-$5,000
- Access Financial Services, Inc.Minneapolis$250-$400/hr, $1,000
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.