Panorama Financial LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 2, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$175⁠-⁠$300/hr

“The negotiated fixed rate for creating client financial plans is between $1,800 and $5,000. 4 Hourly Fees The negotiated hourly fee for these services is between $175 and $300.”

Flat or project fee

$1,800⁠-⁠$5,000

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Panorama Financial LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “These fees are generally negotiable and the final fee schedule will be memorialized in the client’s advisory agreement.”
• “Clients may terminate the agreement without penalty for a full refund of PFL's fees within five business days of signing the Investment Advisory Contract.”
• “Clients may terminate the agreement without penalty, for full refund of PFL’s fees, within five business days of signing the Financial Planning Agreement.”

How Panorama Financial LLC’s fees compare

• Its hourly rate of $175-$300 is below the New Jersey median of $300. 22% of the 174 other New Jersey planners that publish an hourly rate charge less.
• Its flat or project fee of $1,800-$5,000 is below the New Jersey median of $5,000. 39% of the 168 other New Jersey planners that publish a flat or project fee charge less.

About Panorama Financial LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2024 (2 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Clients

28

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$18,392,212

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

332276

Phone

(646) 245-7747

Can advise clients in 2 states: New Jersey, New York

Other planners in Fair Lawn that publish fees

• Baron Financial Group LLCFair Lawn$2,500
• 3I Wealth Management LLCFairfield$1,500, $2,500/yr
• A.m. Perricone LLCShamong$20,000
• Able Wealth Management LLCToms River$250⁠-⁠$500/hr, $2,500⁠-⁠$100,000
• Access WealthEast Hanover$8,000⁠-⁠$18,000/yr
• Adviso WealthPrinceton$300⁠-⁠$450/hr, $500⁠-⁠$20,000

Compare all 417 planners in New Jersey