PlannerFees

Pacific Investment Research fees and pricing

Financial planner in Orange, California. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated June 10, 2026, Pacific Investment Research charges $250 an hour, a flat or project fee of $200⁠-⁠$300, and a quarterly fee of $1,600 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed June 10, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$250/hr
“PIR’s hourly billing rate is $250 / hour.”
Flat or project fee
$200⁠-⁠$300
“After the first year, updates to the Comprehensive Plan will be performed at the client’s request for a flat fee normally ranging from $200 - $300, depending on the complexity and estimated time involved.”
Quarterly fee
$1,600/qtr
“Flat Fee of $1,600 per quarter”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Pacific Investment Research bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “The Initial Planning Fee will be due upon completion and approval of the plan and generally be determined under the following guidelines.”
  • “Clients will have a period of five (5) business days from the date of signing an agreement to unconditionally rescind the agreement and receive a full refund of all fees.”
  • “Upon termination, the Adviser will prorate fees to the date of termination and will refund any unearned portion of the fee to the client.”

How Pacific Investment Research’s fees compare

  • Its hourly rate of $250 is below the California median of $300. 19% of the 932 other California planners that publish an hourly rate charge less.
  • None of the 3 other planners in Orange that publish an hourly rate charge less.
  • Its flat or project fee of $200-$300 is below the California median of $5,000. None of the 796 other California planners that publish a flat or project fee charge less.
  • None of the 2 other planners in Orange that publish a flat or project fee charge less.

About Pacific Investment Research

“Personal Financial Planning is a comprehensive and holistic pro-active process to understanding and providing solutions to the major financial challenges of a client.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Principal: Richard B. Schultz
  • Solo practice: one person runs the firm, so you work directly with the planner.
  • Credentials named in the brochure: CFP®.
  • Registered as an adviser: 2012 (14 years).

Planning areas mentioned in the brochure

  • Tax planning
  • Estate planning
  • Cash flow and budgeting

Firm details from Form ADV

How the firm is paid
Hourly fees, fixed or flat fees, percentage of assets under management
Charges a % of assets
Yes
Highest asset based fee in brochure
1.25% a year
Clients
89
Employees
1
Works with
Individuals and high net worth individuals
Services reported to regulators
Financial planning and portfolio management for individuals and small businesses
Assets managed
$150,477,772
Registered with
State securities regulators
Disciplinary disclosures
None reported
SEC CRD number
132063
Website
pacificinvestmentresearch.com (opens in new tab)
Phone
(714) 731-0848

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Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.