Optimum Retirement Planning LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed August 6, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$2,500⁠-⁠$7,500

“The fixed fee can range between $2,500 and $7,500, depending on complexity and the needs of the Client.”

Annual fee

$3,500⁠-⁠$35,000/yr

“The fee range is flat, ranging from $3,500 to $35,000 annually.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Optimum Retirement Planning LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees may be negotiable based on factors such as the complexity of your financial situation or total assets under management.”
• “The annual fees are negotiable, prorated and paid in arrears on a quarterly basis.”
• “Advisory fees can be directly debited from Client accounts or the Client may choose to pay by check, credit card, debit card, or electronic funds transfer.”

How Optimum Retirement Planning LLC’s fees compare

• Its flat or project fee of $2,500-$7,500 spans the Illinois median of $4,500. 53% of the 175 other Illinois planners that publish a flat or project fee charge less.
• None of the 2 other planners in Libertyville that publish a flat or project fee charge less.
• Its annual fee of $3,500-$35,000 spans the Illinois median of $7,500. 87% of the 77 other Illinois planners that publish an annual fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Optimum Retirement Planning LLC

• Principal: Lawrence Pershing
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2021 (5 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• College planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees

Charges a % of assets

No

Clients

37

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$85,381,282

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

312732

Website

instagram.com/optimumretirementplanning (opens in new tab)

Phone

(847) 497-5935

Can advise clients in 3 states: California, Illinois, Louisiana

Other planners in Libertyville that publish fees

• Inspirion Wealth Advisors, LLCLibertyville$300/hr, $1,000⁠-⁠$10,000
• Knight Investment Planning, LLCLibertyville$180⁠-⁠$360/hr
• Prism Planning PartnersLibertyville$350⁠-⁠$500/hr, $6,500
• 15 Wealth Advisors LLCMundelein$250⁠-⁠$10,000/yr
• 1ST Advantage Financial Advisers, LLCLombard$200/hr
• Alo Financial PlanningMount Prospect$3,000

Compare all 5 planners in Libertyville