On Track To Retire LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 23, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$120/hr

“The hourly rate is $120 per hour.”

Flat or project fee

$650⁠-⁠$1,200

“The negotiated fixed rate for creating client financial plans is between $650 and $1,200.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How On Track To Retire LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Clients may terminate the agreement without penalty, for full refund of OTTRL’s fees, within five business days of signing the Financial Planning Agreement.”
• “Financial planning fees are paid via check, Paypal, or Venmo.”
• “Refunds for fees paid in advance but not yet earned will be refunded on a prorated basis and returned within fourteen days to the client via check.”

How On Track To Retire LLC’s fees compare

• Its hourly rate of $120 is below the Michigan median of $250. 4% of the 170 other Michigan planners that publish an hourly rate charge less.
• None of the 2 other planners in Livonia that publish an hourly rate charge less.
• Its flat or project fee of $650-$1,200 is below the Michigan median of $3,250. 16% of the 137 other Michigan planners that publish a flat or project fee charge less.
• 1 of the 2 other planners in Livonia that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About On Track To Retire LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2019 (7 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Employees

1

Services reported to regulators

Financial planning

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

305302

Phone

(734) 437-4901

Can advise clients in 2 states: Illinois, Michigan

Other planners in Livonia that publish fees

• CND FinancialLivonia$200⁠-⁠$250
• Kidd Financial Planning, LLC.Livonia$250⁠-⁠$500/hr, $2,000⁠-⁠$5,000
• Saunders Financial LLCLivonia$415/hr
• 320 Life Financial PlanningHolland$250/hr
• 46 and 2 Investment Advisors, LLCTraverse City$200/hr
• 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500

Compare all 5 planners in Livonia