On the Trail Financial Planning, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed July 27, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$3,000

“The fee for a one-time plan is $3000.”

Annual fee

$4,000/yr

“Ongoing financial Planning consists of an upfront charge of up to $2,000 and an ongoing fee that is paid quarterly, in arrears, at the rate of $4000 per year (minimum) or more, depending on complexity and needs of the client.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How On the Trail Financial Planning, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are paid by electronic funds transfer or check.”
• “Accounts initiated or terminated during a calendar month will be charged a prorated fee based on the amount of time remaining in the billing period.”
• “Since fees are paid in arrears, no rebate will be needed upon termination of the account.”

How On the Trail Financial Planning, LLC’s fees compare

• Its flat or project fee of $3,000 is below the California median of $5,000. 32% of the 796 other California planners that publish a flat or project fee charge less.
• 5 of the 14 other planners in Walnut Creek that publish a flat or project fee charge less.
• Its annual fee of $4,000 is below the California median of $6,250. 29% of the 224 other California planners that publish an annual fee charge less.
• 2 of the 3 other planners in Walnut Creek that publish an annual fee charge less.

About On the Trail Financial Planning, LLC

• Principal: Caedmon Bear
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2018 (8 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.2% a year

Clients

67

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$83,823,098

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

297393

Website

onthetrailfp.com (opens in new tab)

Phone

(925) 239-6305

Other planners in Walnut Creek that publish fees

• Babylon Wealth Management LLCWalnut Creek$300/hr, $2,000⁠-⁠$15,000
• Barentsen Advisory Services, LLCWalnut Creek$250/hr, $100⁠-⁠$2,000
• Burton Enright WelchWalnut Creek$350/hr, $2,500⁠-⁠$10,000
• Capital Management Advisor Group, LLCWalnut Creek$500/hr, $10,000
• Cavu Wealth Advisors, LLCWalnut Creek$450/hr, $10,000/yr
• Dawson Investment ManagementWalnut Creek$1,000/hr

Compare all 39 planners in Walnut Creek