Off the Beaten Path Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed September 3, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$400/hr

“Our hourly rate is $400.”

Flat or project fee

$1,000⁠-⁠$25,000

“We charge either a fixed fee of $1,000 - $25,000 or hourly fee for financial planning services.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Off the Beaten Path Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee is based on a percentage of assets under management and is negotiable.”
• “Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”
• “Held-Away Accounts are valued based on end-of-quarter balances and are billed quarterly in arrears.”

How Off the Beaten Path Financial’s fees compare

• Its hourly rate of $400 is above the Montana median of $300. 85% of the 20 other Montana planners that publish an hourly rate charge less.
• Its flat or project fee of $1,000-$25,000 spans the Montana median of $3,450. 100% of the 13 other Montana planners that publish a flat or project fee charge less.

About Off the Beaten Path Financial

• Principal: Ryan Sullivan
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2022 (4 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2.65% a year

Clients

29

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and pension consulting

Assets managed

$6,103,056

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

323401

Website

instagram.com/ryansullivan.pe (opens in new tab)

Phone

(406) 414-9916

Other planners in Montana that publish fees

• Advanced Practice Planning, LLCMissoula$250/hr, $499⁠-⁠$9,999
• Allied Investment Advisors LLCBillings$75⁠-⁠$200/hr
• Arkell Asset Management, LLCBozeman$250/hr
• Ascent Wealth ManagementKalispell$2,500
• Big Sky Wealth Advisors, LLCGreat Falls$350/hr, $5,000
• Black Cat WealthBozeman$435/hr, $495

Compare all 45 planners in Montana