Northwater Capital fees and pricing

Financial planner in Portland, Maine. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated January 23, 2026, Northwater Capital charges $200 an hour for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 23, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate: $200/hr; “The Advisor’s hourly fee will be billed at a rate of $200 per hour and will be negotiated and agreed upon by the parties in advance.”

Payment and refund terms, quoted from the fee section of the brochure.

“New account fees will be prorated from the inception of the account to the end of the first month.”
“The client will be responsible for the prorated fees based on the number of days in the month or quarter, up to an including the date of termination.”
“Any fees paid in advance will be prorated to the date of termination and any excess will be refunded to the client.”

Its hourly rate of $200 is below the Maine median of $250. 17% of the 23 other Maine planners that publish an hourly rate charge less.
None of the 3 other planners in Portland that publish an hourly rate charge less.

Solo practice: one person runs the firm, so you work directly with the planner.
Founded: 2025.

How the firm is paid: Hourly fees, percentage of assets under management
Charges a % of assets: Yes
Highest asset based fee in brochure: 2% a year
Employees: 1
Services reported to regulators: Financial planning, portfolio management for individuals and small businesses, and portfolio management for pooled investment vehicles
Registered with: State securities regulators
Disciplinary disclosures: None reported
SEC CRD number: 338732
Website: northwater.capital (opens in new tab)
Phone: (207) 240-2947

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.