PlannerFees

Nikulski Financial, Inc. fees and pricing

Financial planner in Bettendorf, Iowa. Registered with the SEC.

According to its Form ADV Part 2A brochure dated March 17, 2026, Nikulski Financial, Inc. charges $150⁠-⁠$350 an hour and a flat or project fee of $500 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 17, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$150⁠-⁠$350/hr
“We and the Client will mutually agree upon a fair and reasonable rate and structure for equitable compensation based upon those factors listed immediately above in consideration of the scope of services desired by the client. 7 Our hourly fees range from $150 to $350, which is billed in fifteen-minute increments.”
Flat or project fee
$500
“Financial plans are generally assessed at a minimum fee of $500.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Nikulski Financial, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Our firm’s fees are billed on a pro-rata annualized basis quarterly in advance based on the value of your account on the last business day of the previous quarter.”
  • “Projects spanning more than three months will be billed quarterly.”
  • “The client will be invoiced directly for hourly fees.”

How Nikulski Financial, Inc.’s fees compare

  • Its hourly rate of $150-$350 spans the Iowa median of $250. 26% of the 47 other Iowa planners that publish an hourly rate charge less.
  • Its flat or project fee of $500 is below the Iowa median of $3,850. 5% of the 43 other Iowa planners that publish a flat or project fee charge less.

About Nikulski Financial, Inc.

“Our firm provides comprehensive financial planning that includes asset management and investment consulting services for many different types of clients to help meet their financial goals while remaining sensitive to risk tolerance, income needs and financial goals.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Firm size: 10 employees.
  • Meets clients remotely: the brochure mentions virtual or online meetings.
  • Registered as an adviser: 2017 (9 years).

Planning areas mentioned in the brochure

  • Retirement planning
  • Tax planning
  • Estate planning
  • College planning
  • Cash flow and budgeting
  • Charitable giving

Firm details from Form ADV

How the firm is paid
Hourly fees, fixed or flat fees, percentage of assets under management
Charges a % of assets
Yes
Highest asset based fee in brochure
1.5% a year
Minimum
$500 minimum fee (stated in brochure)
Clients
468
Employees
10
Works with
Individuals, high net worth individuals, charities, and businesses
Services reported to regulators
Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops
Assets managed
$448,977,741
Registered with
U.S. Securities and Exchange Commission
Disciplinary disclosures
None reported
SEC CRD number
151569
Website
instagram.com/nikulski_financial (opens in new tab)
Phone
(563) 344-0118

Can advise clients in 7 states: Florida, Iowa, Illinois, Nebraska, Tennessee, Texas, Wisconsin

Other planners in Bettendorf that publish fees

Compare all 108 planners in Iowa

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.