Next Chapter Financial, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed May 7, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$175/hr

“We charge an hourly fee of $175 for Project-Based Financial Planning.”

Flat or project fee

$50⁠-⁠$400

“Ongoing fees begin upon delivery of the comprehensive financial plan and are paid monthly in arrears, ranging between $50 - $400.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Next Chapter Financial, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee is based on a percentage of assets under management and is negotiable.”
• “Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”
• “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.”

How Next Chapter Financial, LLC’s fees compare

• Its hourly rate of $175 is below the Colorado median of $300. 9% of the 231 other Colorado planners that publish an hourly rate charge less.
• 2 of the 42 other planners in Denver that publish an hourly rate charge less.
• Its flat or project fee of $50-$400 is below the Colorado median of $5,250. None of the 214 other Colorado planners that publish a flat or project fee charge less.
• None of the 39 other planners in Denver that publish a flat or project fee charge less.

About Next Chapter Financial, LLC

• Principal: Paula Fleming
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFA.
• Founded: 2020 (6 years).

Planning areas mentioned in the brochure

• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

1

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

330230

Website

nextchapterfinancial.com (opens in new tab)

Phone

(720) 281-2218

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