Navigate Financial Planning LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 11, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$225/hr

“While our primary engagement models are project-based or ongoing, an hourly rate of $225 is available at the Advisor's discretion, typically reserved for existing legacy agreements.”

Flat or project fee

$3,375

“We charge a standard fixed fee for a Comprehensive Financial Plan of $3,375.”

Monthly fee

$195/mo

“Ongoing Comprehensive Financial Planning 8 Ongoing planning services are offered at an annual rate of $2,340 (billed $195 monthly) or an annual rate of $780 (billed $195 quarterly).”

Quarterly fee

$195/qtr

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Navigate Financial Planning LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable, and the final fee will be agreed upon in the Client Advisory Agreement before any work commences.”
• “The first half is invoiced and due at the initial onboarding meeting, and the remainder is due upon completion of the planning engagement.”
• “Fees are due within two weeks of invoice.”

How Navigate Financial Planning LLC’s fees compare

• Its hourly rate of $225 is below the Iowa median of $250. 19% of the 47 other Iowa planners that publish an hourly rate charge less.
• None of the 2 other planners in Cedar Falls that publish an hourly rate charge less.
• Its flat or project fee of $3,375 is below the Iowa median of $3,850. 47% of the 43 other Iowa planners that publish a flat or project fee charge less.
• 1 of the 2 other planners in Cedar Falls that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Navigate Financial Planning LLC

• Principal: Jacob Stalder
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2023 (3 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• College planning
• Business owners
• Equity compensation
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Minimum

$1,375 minimum fee (stated in brochure)

Clients

11

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and educational seminars and workshops

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

324548

Website

navigatefinancialplan.com (opens in new tab)

Phone

(319) 429-3920

Other planners in Cedar Falls that publish fees

• Benchmark FinancialCedar Falls$200⁠-⁠$400/hr
• Cedar Valley Wealth AdvisorsCedar Falls$1,000
• Fencl Advisory Services, LLCCedar Falls$4,000/yr
• Ignite FinancialCedar Falls$250⁠-⁠$400/hr, $1,800⁠-⁠$14,000

Compare all 7 planners in Cedar Falls