Mraz and Associates fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed July 1, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“For non-investment advisory clients, the firm charges $250 per hour for financial planning services.”

Flat or project fee

$1,000⁠-⁠$5,000

“These fees are negotiable, but financial plans generally range from $1,000 to $5,000 in fees, depending upon the level and scope of the services and the professional rendering the financial planning and/or the consulting services.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Mraz and Associates bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Generally, MAA requires a deposit on the financial planning fee payable upon entering the written agreement.”
• “The balance is generally due upon delivery of the financial plan or completion of the agreed upon services.”
• “Legacy clients may be billed under fee schedules that are significantly different from the one listed above.”

How Mraz and Associates’ fees compare

• Its hourly rate of $250 is below the California median of $300. 19% of the 932 other California planners that publish an hourly rate charge less.
• 1 of the 3 other planners in Modesto that publish an hourly rate charge less.
• Its flat or project fee of $1,000-$5,000 is below the California median of $5,000. 32% of the 796 other California planners that publish a flat or project fee charge less.
• 1 of the 2 other planners in Modesto that publish a flat or project fee charge less.

About Mraz and Associates

• Firm size: 6 employees.
• Registered as an adviser: 2011 (15 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Clients

473

Employees

6

Works with

Individuals, high net worth individuals, pension and profit sharing plans, charities, and businesses

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and portfolio management for businesses and institutions

Assets managed

$917,491,815

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

158338

Website

mrazandassociates.com (opens in new tab)

Phone

(209) 593-5870

Can advise clients in 6 states: California, Colorado, Idaho, Oregon, Texas, Washington

Other planners in Modesto that publish fees

• Blom & Howell Financial Planning, Inc.Modesto$250/hr, $500⁠-⁠$10,000
• Crawford Financial Planning & ConsultingModesto$220/hr, $2,000⁠-⁠$4,000/yr
• Luminary Financial PlanningModesto$100⁠-⁠$500/hr, $200⁠-⁠$3,500
• 10/28 Wealth Management LLCOceanside$300/hr, $500⁠-⁠$10,000
• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000

Compare all 4 planners in Modesto