PlannerFees

MP3 Finance LLC fees and pricing

Financial planner in Cameron Park, California. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated July 21, 2026, MP3 Finance LLC charges $100 an hour, a flat or project fee of $500, a monthly fee of $200, and an annual fee of $500 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed July 21, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$100/hr
“$100/hour Flexible, pay-as-you-go financial planning delivered via Zoom and supported by eMoney software visualizations.”
Flat or project fee
$500
“Comprehensive Financial Plan: $500 A personalized roadmap covering budgeting, savings, investments, debt management, and more.”
Monthly fee
$200/mo
“Ongoing Financial Planning Support: $200/month  Comprehensive financial planning, periodic reviews, and full access to eMoney financial planning software.”
Annual fee
$500/yr
“Foundation Plan: $500 annually    For young investors under 30 or students beginning their financial journey.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How MP3 Finance LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Basic portfolio allocation based on risk tolerance and one annual check-in. 2.”
  • “Setup Year Fee: $2,000 (billed upon plan establishment, not in advance)    Plan establishment, document preparation, and account setup at Schwab.”
  • “Annual Recurring Fee: $1,500   Billed annually in arrears, beginning in Year 2.”

How MP3 Finance LLC’s fees compare

  • Its hourly rate of $100 is below the California median of $300. 1% of the 932 other California planners that publish an hourly rate charge less.
  • None of the 2 other planners in Cameron Park that publish an hourly rate charge less.
  • Its flat or project fee of $500 is below the California median of $5,000. 3% of the 796 other California planners that publish a flat or project fee charge less.
  • 1 of the 2 other planners in Cameron Park that publish a flat or project fee charge less.
  • Its annual fee of $500 is below the California median of $6,250. 1% of the 224 other California planners that publish an annual fee charge less.
  • It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About MP3 Finance LLC

  • Principal: Matthew Pederson
  • Solo practice: one person runs the firm, so you work directly with the planner.
  • Meets clients remotely: the brochure mentions virtual or online meetings.
  • Registered as an adviser: 2024 (2 years).

Planning areas mentioned in the brochure

  • Business owners
  • Cash flow and budgeting

Firm details from Form ADV

How the firm is paid
Hourly fees, fixed or flat fees, subscription fees
Charges a % of assets
No
Clients
16
Employees
1
Works with
Individuals and businesses
Services reported to regulators
Financial planning, portfolio management for individuals and small businesses, and portfolio management for businesses and institutions
Assets managed
$1,838,628
Registered with
State securities regulators
Disciplinary disclosures
None reported
SEC CRD number
331694
Website
mp3finance.com (opens in new tab)
Phone
(530) 635-0206

Other planners in Cameron Park that publish fees

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Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.