Mountaintop Wealth fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed July 12, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250⁠-⁠$300/hr

“Hourly financial planning engagements are offered at $250-$300 per hour.”

Flat or project fee

$125⁠-⁠$500

“Ongoing Financial Planning consists of an upfront charge of $125 to $500, depending on the client's complexity and needs, and an ongoing fee paid monthly, in arrears, at a rate of $125 to $2,000 per month.”

Monthly fee

$125⁠-⁠$2,000/mo

From the same sentence as above.

Annual fee

$3,600⁠-⁠$36,000/yr

“The fee range is flat, ranging from $3,600 to $36,000 annually, billed in arrears on a monthly, quarterly, semi-annual, or annual basis.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Mountaintop Wealth bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees for the services outlined below may be paid by electronic funds transfer, debit card, credit card, or check.”
• “For fees paid by electronic funds transfer, debit card, or credit card, we use an independent third-party payment processor in which the client can securely input their banking information and pay their fee.”
• “Our 8 advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”

How Mountaintop Wealth’s fees compare

• Its hourly rate of $250-$300 spans the Tennessee median of $275. 50% of the 111 other Tennessee planners that publish an hourly rate charge less.
• 8 of the 14 other planners in Chattanooga that publish an hourly rate charge less.
• Its flat or project fee of $125-$500 is below the Tennessee median of $3,000. 2% of the 89 other Tennessee planners that publish a flat or project fee charge less.
• None of the 8 other planners in Chattanooga that publish a flat or project fee charge less.
• Its annual fee of $3,600-$36,000 spans the Tennessee median of $7,250. 83% of the 35 other Tennessee planners that publish an annual fee charge less.
• 4 of the 4 other planners in Chattanooga that publish an annual fee charge less.

About Mountaintop Wealth

• Principal: Roland McIntyre
• Solo practice: one person runs the firm, so you work directly with the planner.
• Founded: 2021 (5 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Business owners
• Equity compensation
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

26

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops

Assets managed

$1,313,246

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

318153

Website

twitter.com/RolandEM3 (opens in new tab)

Phone

(423) 556-6727

Other planners in Chattanooga that publish fees

• Acumen Wealth Advisors, LLCChattanooga$499/hr
• Am Investment Strategies, LLCChattanooga$50⁠-⁠$30,000/yr
• Apogee Wealth Partners, LLCChattanooga$200⁠-⁠$400/hr, $500⁠-⁠$10,000
• Barnett & Co IncChattanooga$175/hr
• Bigham Wealth Advisory LLCChattanooga$80/hr, $500⁠-⁠$1,500
• Campbell Asset Management, LLCChattanooga$350/hr

Compare all 23 planners in Chattanooga