Monterey Associates Financial Planning & Education fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 31, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$200/hr

“The fee for Hourly Financial Planning is $200 per hour with a 1 hour minimum.”

Flat or project fee

$1,200⁠-⁠$3,500

“P age |7 The fee for a Comprehensive Financial Plan ranges between $1,200 to $3,500 depending upon the complexity of the client’s situation and financial goals to be planned for.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Monterey Associates Financial Planning & Education bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee for a two-hour Initial Review is $450 payable at the time of the meeting.”
• “Hourly engagements are billed by the end of the month in which they occur.”
• “Fees at Termination of Agreement Upon termination of Financial Planning Agreement by either party, the firm agrees to refund to the client that portion of the client’s prepaid fee for which no services have been provided.”

How Monterey Associates Financial Planning & Education’s fees compare

• Its hourly rate of $200 is below the New York median of $300. 11% of the 301 other New York planners that publish an hourly rate charge less.
• Its flat or project fee of $1,200-$3,500 is below the New York median of $4,500. 25% of the 251 other New York planners that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Monterey Associates Financial Planning & Education

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: EA.
• Founded: 2015 (11 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Clients

40

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, newsletters and publications, educational seminars and workshops, and other services

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

289727

Website

montereyassociates.com (opens in new tab)

Phone

(914) 419-6412

Other planners in New York that publish fees

• 4Thought Financial Group Inc.Syosset$200/hr, $100/mo
• Abaya Wealth Management LLCBuffalo$2,000⁠-⁠$5,000
• Abby Advisors LLCDobbs Ferry$250/hr, $500
• Abernathy Group II LLCNew York$750/hr, $1,000/yr
• About Time Financial PlanningRochester$1,000⁠-⁠$2,000, $700⁠-⁠$3,200/qtr
• Acacia Grove Wealth ManagementSchenectady$300/hr

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