Money Plans fees and pricing
Financial planner in Silver Spring, Maryland. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated February 25, 2026, Money Plans charges $400 an hour and a flat or project fee of $1,500-$4,500 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed February 25, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $400/hr
“Fees shall be charged to clients at Money Plans’ then current hourly rate (as of May 2023 the hourly rate is $400).”
- Flat or project fee
- $1,500-$4,500
“Fees for financial planning typically range from $1,500 to $4,500 depending on the complexity of the plan.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Money Plans bills
Payment and refund terms, quoted from the fee section of the brochure.
- “The management fees are assessed quarterly in arrears based on the value of the assets under management on the last day of the quarter prorated for capital flows that occurred during the quarter.”
- “In the event of a termination of Money Plans’ services, a client may request a refund of any unearned prepaid fee (if any) in writing.”
- “Money Plans will then promptly refund the amount of any unearned prepaid fee.”
How Money Plans’ fees compare
- Its hourly rate of $400 is above the Maryland median of $300. 72% of the 156 other Maryland planners that publish an hourly rate charge less.
- 2 of the 3 other planners in Silver Spring that publish an hourly rate charge less.
- Its flat or project fee of $1,500-$4,500 spans the Maryland median of $4,335. 36% of the 133 other Maryland planners that publish a flat or project fee charge less.
- None of the 3 other planners in Silver Spring that publish a flat or project fee charge less.
About Money Plans
“Money Plans, LLC (“Money Plans”) is a fee-only registered investment adviser that provides five basic services: investment services on a supervisory basis, investment recommendations on a non-supervisory basis, financial planning, financial planning consultation, and hourly consultation to individuals and families.”
- Principal: Denise Leish
- Solo practice: one person runs the firm, so you work directly with the planner.
- Registered as an adviser: 2012 (14 years).
Planning areas mentioned in the brochure
- Tax planning
- Estate planning
- Cash flow and budgeting
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 1.5% a year
- Clients
- 46
- Employees
- 1
- Works with
- Individuals and high net worth individuals
- Services reported to regulators
- Financial planning and portfolio management for individuals and small businesses
- Assets managed
- $107,992,883
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported
- SEC CRD number
- 104694
- Phone
- (301) 589-4250
Can advise clients in 3 states: District of Columbia, Maryland, Virginia
Other planners in Silver Spring that publish fees
- Audible Wealth ManagementSilver Spring$500/hr, $300-$12,000
- BNB Wealth Mangagement, LLCSilver Spring$150-$500/hr
- Planning for ProgressSilver Spring$500-$10,000, $2,500-$25,000/yr
- Ruda FinancialSilver Spring$250/hr, Up to $6,000
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.