PlannerFees

Momentum Financial Planning LLC fees and pricing

Financial planner in Longmont, Colorado. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated February 10, 2026, Momentum Financial Planning LLC charges a flat or project fee of $3,299, a monthly fee of $349⁠-⁠$478, and an annual fee of $4,188⁠-⁠$5,736 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 10, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee
$3,299
“Fees for the Money & Marriage program are $3,299 for six months of financial planning guidance.”
Monthly fee
$349⁠-⁠$478/mo
“Financial Life Review + Comprehensive Plan Development + Financial Education Comprehensive financial planning process over the first 12 months of the engagement (or longer if you wish to continue at a “higher-touch” pace) Generally includes monthly meetings, email/phone support, specific analyses for life events as…”
Annual fee
$4,188⁠-⁠$5,736/yr

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Momentum Financial Planning LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “In no event will Momentum collect more than $500.00 more than six months in advance from any client.”
  • “Ongoing Planning fees are generally negotiable and are paid monthly in arrears, directly to Momentum.”
  • “Ongoing Support + Financial Life Updates Guidance and support throughout the year to help implement and update plan recommendations Generally includes plan updates and check-ins every ~3 months, plus up to 2 hours per year of email and Zoom meeting support.”

How Momentum Financial Planning LLC’s fees compare

  • Its flat or project fee of $3,299 is below the Colorado median of $5,250. 34% of the 214 other Colorado planners that publish a flat or project fee charge less.
  • 1 of the 5 other planners in Longmont that publish a flat or project fee charge less.
  • Its annual fee of $4,188-$5,736 is below the Colorado median of $7,750. 21% of the 57 other Colorado planners that publish an annual fee charge less.
  • None of the 2 other planners in Longmont that publish an annual fee charge less.
  • It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Momentum Financial Planning LLC

“Momentum provides ongoing financial planning services and project-based financial planning services, including investment advice to individuals and families.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Principal: Sprague Gerber
  • Solo practice: one person runs the firm, so you work directly with the planner.
  • Founded: 2018 (8 years).

Planning areas mentioned in the brochure

  • Cash flow and budgeting

Firm details from Form ADV

How the firm is paid
Fixed or flat fees
Charges a % of assets
No
Clients
32
Employees
1
Works with
Individuals
Services reported to regulators
Financial planning and educational seminars and workshops
Registered with
State securities regulators
Disciplinary disclosures
None reported
SEC CRD number
298861
Website
momentumfinancialcoaching.com (opens in new tab)
Phone
(815) 670-6202

Other planners in Longmont that publish fees

Compare all 9 planners in Longmont

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.