Modern Financial Wellness fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed April 22, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$350/hr

“Our hourly rate is $350.”

Flat or project fee

$2,500⁠-⁠$10,000

“Fixed fee rates range between $2,500 to $10,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Modern Financial Wellness bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee is based on a percentage of assets under management and is negotiable.”
• “Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”
• “Fees are paid monthly in advance, ranging from $350 to $2,500.”

How Modern Financial Wellness’ fees compare

• Its hourly rate of $350 is above the New Hampshire median of $275. 67% of the 52 other New Hampshire planners that publish an hourly rate charge less.
• 6 of the 9 other planners in Portsmouth that publish an hourly rate charge less.
• Its flat or project fee of $2,500-$10,000 spans the New Hampshire median of $5,400. 62% of the 37 other New Hampshire planners that publish a flat or project fee charge less.
• 4 of the 6 other planners in Portsmouth that publish a flat or project fee charge less.

About Modern Financial Wellness

• Principal: James Grace
• Solo practice: one person runs the firm, so you work directly with the planner.
• Founded: 2024 (2 years).

Planning areas mentioned in the brochure

• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

92

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and other services

Assets managed

$32,757,999

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

334087

Website

modernfinancialwellness.com (opens in new tab)

Phone

(603) 610-8250

Can advise clients in 3 states: Connecticut, Massachusetts, New Hampshire

Other planners in Portsmouth that publish fees

• Arca Wealth, LLCPortsmouth$200⁠-⁠$300/hr
• Capital Design Private Wealth LLCPortsmouth$175/mo, $900⁠-⁠$5,000/yr
• Divergence Wealth Management LLCPortsmouth$200/hr, $2,500⁠-⁠$15,000/yr
• Golden Financial ServicesPortsmouth$150⁠-⁠$250/hr
• Gulfstream Financial Group LLCPortsmouth$450⁠-⁠$5,000
• Hanai FinancialPortsmouth$300/hr

Compare all 20 planners in Portsmouth