Melo Out Financial, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 27, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$100/hr

“Rate: $100-150 (billed 50 % in advance, with remainder due on delivery) Flat Project Fee Range: $500 – $3,000 (billed 50 % in advance, with remainder due on delivery) B) Consulting Services”

Flat or project fee

$2,500⁠-⁠$6,000

“initial, one-time planning fee: $2,500 to $6,000 per estate plan created”

Annual fee

$500/yr

“A minimum annual fee of $500 applies to accounts with a managed balance under $50,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Melo Out Financial, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are billed quarterly in arrears, based on the account value on the last business day of the previous quarter.”
• “This differs from a blended (marginal) schedule, in which each portion of the account is billed at a separate rate and the total fee is “blended” across tiers.”
• “Monthly or quarterly (in advance) installments or as otherwise agreed.”

How Melo Out Financial, LLC’s fees compare

• Its hourly rate of $100 is below the California median of $300. 1% of the 932 other California planners that publish an hourly rate charge less.
• Its flat or project fee of $2,500-$6,000 spans the California median of $5,000. 46% of the 796 other California planners that publish a flat or project fee charge less.
• Its annual fee of $500 is below the California median of $6,250. 1% of the 224 other California planners that publish an annual fee charge less.

About Melo Out Financial, LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2025.

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Minimum

$500 minimum fee (stated in brochure)

Employees

1

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

338179

Phone

(209) 247-5948

Other planners in California that publish fees

• 10/28 Wealth Management LLCOceanside$300/hr, $500⁠-⁠$10,000
• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000
• 401 FinancialSan Diego$250/hr, $500
• 5T Wealth, LLCNapa$200⁠-⁠$450/hr
• 7 Streets Financial, LLCSan Diego$100⁠-⁠$400/hr, Up to $15,000

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