Mainstreet Financial Planning, Inc. fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed April 28, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$450/hr

“The billing rate for MainStreet’s Certified Financial Planners is currently $450 per hour for professional services.”

Flat or project fee

$800

“Couple/Family- $3,400* (for clients with more than 24 months since our last meeting there is an additional one-time fee of $800) *Normal complexity, beyond that billed hourly.”

Monthly fee

$309/mo

“-Initial Deposit of $2,500, -Plus $309/month for 11 months in the first year Year #2 and beyond -$309/month Individuals:”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Mainstreet Financial Planning, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

• “All hourly fees are billed in quarter-hour increments with a partial increment rounded up to a whole increment.”
• “The number of hours to complete the plan will be estimated in advance in the client agreement, and will depend on the level and scope of services required.”
• “Year #1 Total = $4,850* -Initial Deposit of $2,200, -Plus $241/month for 11 months in the first year Year #2 and beyond -$241/month *Normal complexity, beyond that billed hourly.”

How Mainstreet Financial Planning, Inc.’s fees compare

• Its hourly rate of $450 is above the California median of $300. 81% of the 932 other California planners that publish an hourly rate charge less.
• 5 of the 6 other planners in Los Gatos that publish an hourly rate charge less.
• Its flat or project fee of $800 is below the California median of $5,000. 8% of the 796 other California planners that publish a flat or project fee charge less.
• None of the 5 other planners in Los Gatos that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Mainstreet Financial Planning, Inc.

• Firm size: 6 employees.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2002 (24 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Employees

6

Services reported to regulators

Financial planning, educational seminars and workshops, and other services

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

123189

Website

annasergunina.com (opens in new tab)

Phone

(888) 897-6743

Can advise clients in 7 states: California, District of Columbia, Maryland, North Carolina, New York, Tennessee, Virginia

Other planners in Los Gatos that publish fees

• Asl Financial, LLCLos Gatos$300⁠-⁠$500/hr, $500⁠-⁠$5,000
• Cultivate Financial Group LLCLos Gatos$8,000⁠-⁠$12,000/yr
• First Principles Investment Management LLCLos Gatos$5,000
• Libra Wealth LLCLos Gatos$100⁠-⁠$450/hr
• Los Gatos Financial LLCLos Gatos$250/hr, $400⁠-⁠$4,000
• Migh Financial Planner, LLCLos Gatos$250/hr, $1,600⁠-⁠$2,400

Compare all 12 planners in Los Gatos