Lumina Wealth Management, LLC fees and pricing
Financial planner in Wilmington, North Carolina. Registered with the SEC.
According to its Form ADV Part 2A brochure dated March 19, 2026, Lumina Wealth Management, LLC charges $100-$250 an hour and a flat or project fee of $500-$5,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed March 19, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $100-$250/hr
“Our financial planning fees are negotiable, but generally range from $500 to $5,000 on a fixed fee basis and/or from $100 to $250 on an hourly rate basis, depending upon the level and scope of the services and the professional rendering the financial planning and/or the consulting services.”
- Flat or project fee
- $500-$5,000
From the same sentence as above.
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Lumina Wealth Management, LLC bills
Payment and refund terms, quoted from the fee section of the brochure.
- “Accordingly, we do not reduce the amount billed by any outstanding margin debt.”
- “Portfolio management fees are generally payable quarterly, in advance, calculated based on the account value of the previous quarter end.”
- “If management begins after the start of a quarter, fees will be prorated accordingly.”
How Lumina Wealth Management, LLC’s fees compare
- Its hourly rate of $100-$250 is below the North Carolina median of $300. 10% of the 177 other North Carolina planners that publish an hourly rate charge less.
- None of the 7 other planners in Wilmington that publish an hourly rate charge less.
- Its flat or project fee of $500-$5,000 spans the North Carolina median of $4,800. 32% of the 172 other North Carolina planners that publish a flat or project fee charge less.
- 3 of the 8 other planners in Wilmington that publish a flat or project fee charge less.
About Lumina Wealth Management, LLC
“General Information Lumina Wealth Management, LLC (“Lumina”) was formed in 2017 and provides limited financial planning, portfolio management, general consulting, and outsourced CIO services to our clients.”
- Firm size: 3 employees.
- Credentials named in the brochure: CFP® and CFA.
- Registered as an adviser: 2017 (9 years).
Planning areas mentioned in the brochure
- Retirement planning
- Estate planning
- College planning
- Insurance analysis
- Cash flow and budgeting
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 1.25% a year
- Minimum
- $50,000 in assets (stated in brochure)
- Clients
- 162
- Employees
- 3
- Works with
- Individuals, high net worth individuals, pension and profit sharing plans, charities, insurance companies, and businesses
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, pension consulting, selecting other advisers, and other services
- Assets managed
- $240,235,234
- Registered with
- U.S. Securities and Exchange Commission
- Disciplinary disclosures
- None reported
- SEC CRD number
- 291548
- Phone
- (910) 599-9409
Can advise clients in 2 states: California, North Carolina
Other planners in Wilmington that publish fees
- Ascendor Wealth, LLCWilmington$2,000, $500/qtr
- Counterweight Private WealthWilmington$2,500-$50,000
- Dovetail Financial Group LLCWilmington$300/hr, $2,500-$7,500
- Live Oak Private Wealth, LLCWilmington$250-$500/hr, $500-$150,000
- Masonboro AdvisorsWilmington$250/hr
- Rock Financial Planning, LLCWilmington$200/hr, $5,000/yr
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.