Light Financial Services, Inc. fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 25, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$750⁠-⁠$7,500

“Our Financial Planning fees are calculated and charged on a fixed fee basis, typically ranging from $750 to $7,500, depending on the specific arrangement reached with the client.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Light Financial Services, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Our investment management fees are billed either quarterly or monthly, in arrears, meaning that we invoice you at the end of each month or quarter.”
• “Our investment management fees are billed either quarterly or monthly, in arrears, meaning that we invoice you at the end of each month or quarter.”
• “Fees will be deducted from your account monthly in arrears.”

How Light Financial Services, Inc.’s fees compare

• Its flat or project fee of $750-$7,500 spans the North Dakota median of $913. 100% of the 7 other North Dakota planners that publish a flat or project fee charge less.
• 2 of the 2 other planners in Fargo that publish a flat or project fee charge less.

About Light Financial Services, Inc.

• Firm size: 2 employees.
• Registered as an adviser: 2022 (4 years).

Planning areas mentioned in the brochure

• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Clients

621

Employees

2

Works with

Individuals, high net worth individuals, and businesses

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops

Assets managed

$175,538,267

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

131678

Website

lightfinancialservices.com (opens in new tab)

Phone

(701) 356-5106

Can advise clients in 3 states: Colorado, Minnesota, North Dakota

Other planners in Fargo that publish fees

• Complete Investment Advisory, LLCFargo$250/hr
• Cultivate FinancialFargo$300/hr, $500⁠-⁠$6,000
• Eighth Wonder InvestmentsFargo$125/hr
• Fjell CapitalFargo$500/hr, $1,250/qtr
• Prairiewood Wealth ManagementFargo$500
• Shockman FinancialFargo$250⁠-⁠$500/hr

Compare all 11 planners in Fargo