PlannerFees

Kruse Financial Strategy fees and pricing

Financial planner in Petaluma, California. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated January 23, 2026, Kruse Financial Strategy charges $300 an hour and a flat or project fee of $3,500⁠-⁠$10,000 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 23, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$300/hr
“Our hourly charge is $300 per hour.”
Flat or project fee
$3,500⁠-⁠$10,000
“Fixed fees will generally range from $3,500 to $10,000 for a financial plan.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Kruse Financial Strategy bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Fees higher than those stated above are negotiable, and will depend on the anticipated complexity of your plan.”
  • “The client must approve the change of scope in advance of the additional work being performed when a fee increase is necessary.”
  • “Clients are free to terminate engagements at any time.”

How Kruse Financial Strategy’s fees compare

  • Its hourly rate of $300 matches the California median of $300. 41% of the 932 other California planners that publish an hourly rate charge less.
  • 1 of the 5 other planners in Petaluma that publish an hourly rate charge less.
  • Its flat or project fee of $3,500-$10,000 spans the California median of $5,000. 69% of the 796 other California planners that publish a flat or project fee charge less.
  • 2 of the 2 other planners in Petaluma that publish a flat or project fee charge less.
  • It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Kruse Financial Strategy

“In some cases, the client will engage KFS to provide planning services that are limited in scope. Clients will then be requested to provide documents including personal information, income, expenses, taxable and retirement investments, insurance, tax and other necessary information.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Solo practice: one person runs the firm, so you work directly with the planner.
  • Credentials named in the brochure: CFP®.
  • Registered as an adviser: 2007 (19 years).

Planning areas mentioned in the brochure

  • Retirement planning
  • Tax planning
  • Estate planning
  • College planning
  • Business owners
  • Insurance analysis
  • Cash flow and budgeting

Firm details from Form ADV

How the firm is paid
Hourly fees, fixed or flat fees
Charges a % of assets
No
Employees
1
Services reported to regulators
Financial planning
Registered with
State securities regulators
Disciplinary disclosures
None reported
SEC CRD number
145321
Website
krusefinancialstrategy.com (opens in new tab)
Phone
(510) 323-3973

Other planners in Petaluma that publish fees

Compare all 11 planners in Petaluma

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.