Keystone Wealth Advisors, Incorporated fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed June 11, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$150⁠-⁠$300/hr

“FINANCIAL PLANNING and CONSULTING HOURLY FEES Depending upon the complexity of the situation and the needs of the client, the hourly fee for these services is between $150 and $300.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Keystone Wealth Advisors, Incorporated bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are paid quarterly in advance, and clients may terminate their contracts with thirty days' written notice.”
• “Refunds are given on a prorated basis, based on the number of days remaining in a quarter at the point of termination.”
• “Clients may terminate their contracts without penalty, for full refund, within 5 business days of signing the advisory contract.”

How Keystone Wealth Advisors, Incorporated’s fees compare

• Its hourly rate of $150-$300 spans the Minnesota median of $263. 30% of the 115 other Minnesota planners that publish an hourly rate charge less.

About Keystone Wealth Advisors, Incorporated

• Firm size: 3 employees.
• Registered as an adviser: 2010 (16 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Business owners
• Insurance analysis
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Clients

66

Employees

3

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, pension consulting, and selecting other advisers

Assets managed

$201,352,666

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

153418

Website

linkedin.com/in/steve-carlson-2a81a91 (opens in new tab)

Phone

(612) 465-8118

Can advise clients in 2 states: Florida, Minnesota

Other planners in Minnesota that publish fees

• 360 FinancialWayzata$325/hr, $600⁠-⁠$20,000
• 7TH ST. FinancialChaska$200/hr
• Abbey StreetEden Prairie$250⁠-⁠$1,000/mo
• Abens Financial Services IncEdina$250/hr, $5,000⁠-⁠$100,000/yr
• Aberdour InvestmentsShoreview$80⁠-⁠$250/hr, $250⁠-⁠$5,000
• Access Financial Services, Inc.Minneapolis$250⁠-⁠$400/hr, $1,000

Compare all 271 planners in Minnesota