Key Financial Advisors LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed April 1, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$125/hr

“Services are $125 per hour, billed in fifteen (15) minute increments.”

Flat or project fee

$500

“Key may require an initial deposit for Hourly and Fixed Fee engagements in the amount of $500, or one-half of the lower end of the estimated fee range for the Service, whichever is less, and this deposit will be defined in the Client Service Agreement.”

Monthly fee

$200/mo

“At times, this Program may require billing of fees at required minimums ($200 per month) until determination of Total Client Assets for final billing purposes.”

Annual fee

$2,400/yr

“There are no minimum asset or annual income requirements for its Clients; however, this Program does require payment of minimum fees of $2,400 per year. 2.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Key Financial Advisors LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are generally not negotiable except under unusual circumstances, such as limited client financial complexity or other extenuating circumstances.”
• “Fees for these Services are generally negotiable based on service requirements.”
• “If so, any required billing adjustments, up or down, based on final Total Client Asset amounts, will be billed to Client upon determination. 2.”

How Key Financial Advisors LLC’s fees compare

• Its hourly rate of $125 is below the Kentucky median of $250. 11% of the 36 other Kentucky planners that publish an hourly rate charge less.
• Its flat or project fee of $500 is below the Kentucky median of $3,000. 6% of the 33 other Kentucky planners that publish a flat or project fee charge less.
• Its annual fee of $2,400 is below the Kentucky median of $5,000. 15% of the 13 other Kentucky planners that publish an annual fee charge less.

About Key Financial Advisors LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2018 (8 years).

Planning areas mentioned in the brochure

• Business owners

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Minimum

$2,400 minimum fee (stated in brochure)

Employees

1

Services reported to regulators

Financial planning, pension consulting, educational seminars and workshops, and other services

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

291129

Phone

(270) 316-0168

Other planners in Kentucky that publish fees

• Abri LLCLexington$500/hr, $3,000
• Advantage Investment ManagementLouisville$250/hr, $25,000
• Alpha Financial Partners LLCLexington$250/hr, $5,000⁠-⁠$250,000/yr
• Avant-Garde WealthSmiths Grove$5,000/yr
• Balanced Life PlanningVilla Hills$250/hr
• Ballast, Inc.Lexington$200⁠-⁠$10,000

Compare all 104 planners in Kentucky