Kaul Financial Solutions fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 6, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“We offer our Financial Planning Services on an hourly basis, typically at a rate of $250 per hour.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Kaul Financial Solutions bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees could be negotiable based on the complexity of your financial situation.”
• “Fees can be paid by check, electronic funds transfer, debit card, or credit card using a third-party payment processor’s secure portal through which the client can securely input banking information.”
• “Half of the estimated fee is payable upon signing of the agreement, with the remaining half due upon completion of the financial planning engagement.”

How Kaul Financial Solutions’ fees compare

• Its hourly rate of $250 is below the Florida median of $288. 26% of the 372 other Florida planners that publish an hourly rate charge less.
• None of the 2 other planners in Satellite Beach that publish an hourly rate charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Kaul Financial Solutions

• Principal: Desiree Kaul
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2025.

Planning areas mentioned in the brochure

• Tax planning

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Clients

10

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning and other services

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

334875

Website

instagram.com/kaul_financial_solutions (opens in new tab)

Phone

(321) 219-9251

Other planners in Satellite Beach that publish fees

• Eppes Wealth ManagementSatellite Beach$300/hr, $100⁠-⁠$10,000
• Krehbiel Financial LLCSatellite Beach$300
• Laughna Financial Planning LLCSatellite Beach$350/hr, $2,500
• 22 Seven Wealth Management IncPanama City$150/hr, $500⁠-⁠$2,500
• 365Sundays Wealth LLCLake Mary$5,000⁠-⁠$15,500, $5,000/yr
• 4 VerticalRiverview$250/hr

Compare all 4 planners in Satellite Beach