John T. Mccarthy, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 27, 2026. Fees can change, so confirm with the firm before you hire them.

Annual fee

$3,000⁠-⁠$25,000/yr

“Annual fees range from $3,000 to $25,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How John T. Mccarthy, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Ongoing Non-Discretionary Asset Management McCarthy’s Investment Advisory services are billed on an annual fixed fee basis, negotiated between the Client and McCarthy.”
• “The annual fixed fee is billed in four quarterly installments each calendar quarter in advance (billed approximately January 15, April 15, July 15, and October 15).”
• “Fees are negotiable and will be clearly disclosed in the Client’s agreement.”

How John T. Mccarthy, LLC’s fees compare

• Its annual fee of $3,000-$25,000 spans the Florida median of $4,800. 78% of the 97 other Florida planners that publish an annual fee charge less.

About John T. Mccarthy, LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP® and ChFC®.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2025.

Planning areas mentioned in the brochure

• Estate planning
• Insurance analysis
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Minimum

$3,000 minimum fee (stated in brochure)

Clients

155

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$61,129,388

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

119933

Phone

(941) 292-9999

Can advise clients in 4 states: Florida, Idaho, Ohio, Washington

Other planners in Florida that publish fees

• 22 Seven Wealth Management IncPanama City$150/hr, $500⁠-⁠$2,500
• 365Sundays Wealth LLCLake Mary$5,000⁠-⁠$15,500, $5,000/yr
• 4 VerticalRiverview$250/hr
• 7 Star Investment AdvisorsRiverview$1,500⁠-⁠$7,500
• Acertado InvestmentsFort Lauderdale$800⁠-⁠$3,600
• Achieving Veritas LLCSt. Augustine$1,500⁠-⁠$15,000

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