In the Money Retirement Planning Limited Liability Company fees and pricing
Financial planner in Waterford, Connecticut. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated April 6, 2026, In the Money Retirement Planning Limited Liability Company charges $200-$500 an hour and a flat or project fee of $1,500-$15,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed April 6, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $200-$500/hr
“Our hourly rates range from $200 to $500.”
- Flat or project fee
- $1,500-$15,000
“Fixed fee rates range between $1,500 to $15,000.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How In the Money Retirement Planning Limited Liability Company bills
Payment and refund terms, quoted from the fee section of the brochure.
- “The fee is based on a percentage of assets under management and is negotiable.”
- “Fees are paid monthly in arrears ranging from $99 to $1,000.”
- “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.”
How In the Money Retirement Planning Limited Liability Company’s fees compare
- Its hourly rate of $200-$500 spans the Connecticut median of $300. 69% of the 103 other Connecticut planners that publish an hourly rate charge less.
- Its flat or project fee of $1,500-$15,000 spans the Connecticut median of $5,125. 72% of the 78 other Connecticut planners that publish a flat or project fee charge less.
About In the Money Retirement Planning Limited Liability Company
“We offer Investment Management and Financial Planning.”
- Principal: Victor Lowe
- Solo practice: one person runs the firm, so you work directly with the planner.
- Meets clients remotely: the brochure mentions virtual or online meetings.
- Founded: 2024 (2 years).
Planning areas mentioned in the brochure
- Retirement planning
- Cash flow and budgeting
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 1.25% a year
- Clients
- 8
- Employees
- 1
- Works with
- Individuals and high net worth individuals
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops
- Assets managed
- $1,062,091
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported
- SEC CRD number
- 332715
- Phone
- (860) 333-5131
Other planners in Waterford that publish fees
- Compass Rose Strategic Partners LLCWaterford$400/hr, $5,087/qtr
- 5TH Street Advisors, LLCSouthport$400/hr, $3,000-$5,000
- Abundant Wealth Management LLCStamford$250-$350/hr, $750-$5,000
- Achieve Retirement & Wealth Management, LLCRidgefield$350/hr, $10,000
- Alpine Hill Advisors LLCWestport$50,000-$500,000/yr
- Asset Management AssociatesSouth Windsor$250/hr
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.