Ideal Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 12, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$500/hr

“Our hourly rate is $500. 8 The fee range is dependent upon variables including the specific needs of the Client, complexity, estimated time, research, and resources required to provide services to you, among other factors we deem relevant.”

Flat or project fee

$20,000

“Ongoing Financial Planning IdealFP collects an initial fee, no greater than $20,000.”

Monthly fee

$400⁠-⁠$10,000/mo

“Fees are paid monthly in arrears, ranging from $400 to $10,000 per month.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Ideal Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.”
• “Fixed fee rates are negotiable, but generally range between $500 to $20,000 on an annual basis.”
• “Fees are negotiable and the final agreed upon fee and payment terms will be outlined in your Advisory Contract.”

How Ideal Financial Planning’s fees compare

• Its hourly rate of $500 is above the Oklahoma median of $250. 93% of the 41 other Oklahoma planners that publish an hourly rate charge less.
• 6 of the 6 other planners in Oklahoma City that publish an hourly rate charge less.
• Its flat or project fee of $20,000 is above the Oklahoma median of $2,875. 94% of the 35 other Oklahoma planners that publish a flat or project fee charge less.
• 6 of the 7 other planners in Oklahoma City that publish a flat or project fee charge less.

About Ideal Financial Planning

• Principal: Joshua Morris
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CPA.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Founded: 2025.

Planning areas mentioned in the brochure

• College planning

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Employees

1

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other advisers, and educational seminars and workshops

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

339608

Phone

(405) 646-0050

Other planners in Oklahoma City that publish fees

• Adaptation Financial Advisors Inc.Oklahoma City$75⁠-⁠$500/hr, $500⁠-⁠$25,000
• Arrow Investment Management LLCOklahoma City$150/hr
• Axion Capital Markets, LLCOklahoma City$125⁠-⁠$150/hr
• Comprehensive Financial Planning IncOklahoma City$150/hr, $1,000⁠-⁠$5,000
• Flatlands Wealth LLCOklahoma City$500
• Fourpath Capital Management, LLCOklahoma City$20,000/yr

Compare all 26 planners in Oklahoma City