Hifi Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed July 20, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$300/hr

“The rate for Hourly Financial Planning, as of June 5, 2026, is $300 per hour, subject to a one-hour minimum for all hourly engagements.”

Flat or project fee

$5,000⁠-⁠$12,000

“Fixed fee rates range between $5,000 to $12,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Hifi Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.”
• “All fees are billed as a one-time charge in arrears and are due upon the completion of the services.”
• “HiFi Planning will not bill an amount above $500 more than 6 months or more in advance of rendering the services.”

How Hifi Planning’s fees compare

• Its hourly rate of $300 matches the California median of $300. 41% of the 932 other California planners that publish an hourly rate charge less.
• 1 of the 4 other planners in Long Beach that publish an hourly rate charge less.
• Its flat or project fee of $5,000-$12,000 is above the California median of $5,000. 75% of the 796 other California planners that publish a flat or project fee charge less.
• 2 of the 4 other planners in Long Beach that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Hifi Planning

• Principal: James McDougal
• Solo practice: one person runs the firm, so you work directly with the planner.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2026.

Planning areas mentioned in the brochure

• Tax planning
• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Employees

1

Services reported to regulators

Financial planning and educational seminars and workshops

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

340557

Website

reddit.com/r/HiFiPlanning (opens in new tab)

Phone

(909) 616-5473

Other planners in Long Beach that publish fees

• Augustus Wealth, LLCLong Beach$10,000
• Crux Wealth AdvisorsLong Beach$500/hr, $1,000⁠-⁠$250,000
• Dollar Sign Ventures LLCLong BeachUp to $5,000
• Goldman Lancaster, Inc.Long Beach$350/hr
• JC Financial Planning & Investments, LLCLong Beach$200/hr, $500⁠-⁠$5,000
• Taxdude Financial AdvisorLong Beach$300/hr

Compare all 11 planners in Long Beach